About iTEKKUPay

Building the payment infrastructure for African Commerce

iTEKKUPay turns any standard Android smartphone into a certified payment terminal with zero hardware required. We eliminate hardware POS terminal costs, paper roll maintenance, and delayed settlements for MSMEs across Lagos and Africa.

iTEKKUPay Merchant Ecosystem
CBN Partner Node
PCI-DSS Level 1 & NDPR Certified
1,000+
Active Merchants Served
Across Lagos & Nigeria
0.2s
Average NFC Tap Time
Sub-second clearance
₦4B+
Processed Volume
Cumulative to date
99.5%
Platform Uptime SLA
24/7 bank node reliability
The iTEKKU Story

Born In Lagos, Built For African MSMEs

In 2021, traditional merchants across Ejigbo and Lekki were routinely losing up to 30% of sales whenever bank transfer network delays occurred or physical POS hardware broke down.

We engineered iTEKKUPay as a direct response: a software-first SoftPOS terminal that requires zero extra hardware investment. By enabling contactless NFC phone taps, card taps, printable QR codes, and instant payment links, we give every merchant full financial autonomy in their pocket.

“Our vision is to make payment collection and same-day bank settlement as effortless as sending a message on WhatsApp.”
— Adebayo Olatunji, CEO

Traditional Hardware Friction

Traditional POS terminals cost ₦80,000–₦150,000 upfront per device, require monthly SIM data rentals, and suffer frequent network downtime.

Sub-Second NFC SoftPOS

Turn your existing Android phone into a payment node. Tap phone to phone or tap card on phone in under 0.2 seconds with no dongles attached.

Same-Day Auto Settlement

Stop waiting T+1 for funds. Growth and Business tier merchants receive same-day automated payouts directly to any Nigerian bank account.

Our Guiding Principles

Driven By Purpose & Engineering Excellence

We combine deep market empathy with bank-grade security protocols to empower African commerce.

Our Mission

To eliminate hardware cost barriers and make payment acceptance and instant settlement effortless for every African MSME, anytime and anywhere.

Our Vision

To become the primary contactless financial operating system powering 10 Million MSMEs and retail businesses across Africa by 2030.

Bank-Grade Compliance

Operating under Central Bank of Nigeria partner nodes with PCI-DSS Level 1 certification, NDPR data privacy compliance, and 256-bit SSL encryption.

Company Evolution

Our Journey From Lagos To Africa

Key milestones that shaped iTEKKUPay into Africa's leading SoftPOS infrastructure.

2021

Incorporation in Lagos

Founded in Lagos after observing market vendors lose cash-strapped customers during bank app outages and POS hardware failures.

2022

Beta Launch & Initial Growth

Launched QR code & Payment Links. Initial 100 merchants processed over ₦10 Million in their first 60 days.

2023

Nigeria's First Phone NFC Tap

Released Nigeria's first merchant phone-to-phone NFC tap following Central Bank of Nigeria sandbox approval, followed by card-to-phone tap.

2024

Cross-Border Settlement

Expanded payment links and multi-currency settlements across Ghana, Senegal, and Francophone West Africa.

2025

₦4 Billion Volume Milestone

Surpassed ₦4B cumulative processing volume, introduced REST API integration engines, and launched same-day auto-settlement.

2026

East Africa & iOS Expansion

Expanded onboarding into Kenya and Tanzania, with iOS Tap-to-Pay client launching in Q3 2026.

Leadership & Vision

Meet Our Executive Team

Engineers, product leaders, and growth operators dedicated to transforming merchant commerce in Africa.

Adebayo Olatunji

Adebayo Olatunji

Chief Executive Officer (CEO)

10+ years scaling fintech & payment switch architecture across West Africa. Former Senior Infra Lead at Interswitch.

Fatima Musa

Fatima Musa

Chief Technology Officer (CTO)

Specialist in contactless NFC protocols, cryptographic card emulation, and high-throughput microservices.

Chidi Ezechukwu

Chidi Ezechukwu

Chief Product Officer (CPO)

Product strategist focused on MSME financial inclusion, no-code billing tools, and merchant UX.

Rukayat Adeyemi

Rukayat Adeyemi

Head of Merchant Growth

Leads field operations and merchant enablement across Ejigbo, Ikeja, Kano, and regional distribution networks.

Global Footprint

Corporate Headquarters & Legal Entities

Lagos Headquarters (Nigeria)

iTEKKU Technologies Ltd
1 Adebayo Oyelana Street, Beside Ejigbo Mini Stadium,
Ejigbo, Lekki Phase 1, Lagos State, Nigeria.

Lagos HQCBN Node Operator

United States Corporate Entity

iTEKKU Inc.
1007 N Orange Street, Suite 400,
Wilmington, Delaware 19801, United States of America.

Delaware C-CorpCross-Border Switch
Unlock your business potential

Unlock your business potential

Transform financial barriers into opportunities with a single, powerful integration that understands African entrepreneurship.