iTEKKUPay turns any standard Android smartphone into a certified payment terminal with zero hardware required. We eliminate hardware POS terminal costs, paper roll maintenance, and delayed settlements for MSMEs across Lagos and Africa.

In 2021, traditional merchants across Ejigbo and Lekki were routinely losing up to 30% of sales whenever bank transfer network delays occurred or physical POS hardware broke down.
We engineered iTEKKUPay as a direct response: a software-first SoftPOS terminal that requires zero extra hardware investment. By enabling contactless NFC phone taps, card taps, printable QR codes, and instant payment links, we give every merchant full financial autonomy in their pocket.
“Our vision is to make payment collection and same-day bank settlement as effortless as sending a message on WhatsApp.”
Traditional POS terminals cost ₦80,000–₦150,000 upfront per device, require monthly SIM data rentals, and suffer frequent network downtime.
Turn your existing Android phone into a payment node. Tap phone to phone or tap card on phone in under 0.2 seconds with no dongles attached.
Stop waiting T+1 for funds. Growth and Business tier merchants receive same-day automated payouts directly to any Nigerian bank account.
We combine deep market empathy with bank-grade security protocols to empower African commerce.
To eliminate hardware cost barriers and make payment acceptance and instant settlement effortless for every African MSME, anytime and anywhere.
To become the primary contactless financial operating system powering 10 Million MSMEs and retail businesses across Africa by 2030.
Operating under Central Bank of Nigeria partner nodes with PCI-DSS Level 1 certification, NDPR data privacy compliance, and 256-bit SSL encryption.
Key milestones that shaped iTEKKUPay into Africa's leading SoftPOS infrastructure.
Founded in Lagos after observing market vendors lose cash-strapped customers during bank app outages and POS hardware failures.
Launched QR code & Payment Links. Initial 100 merchants processed over ₦10 Million in their first 60 days.
Released Nigeria's first merchant phone-to-phone NFC tap following Central Bank of Nigeria sandbox approval, followed by card-to-phone tap.
Expanded payment links and multi-currency settlements across Ghana, Senegal, and Francophone West Africa.
Surpassed ₦4B cumulative processing volume, introduced REST API integration engines, and launched same-day auto-settlement.
Expanded onboarding into Kenya and Tanzania, with iOS Tap-to-Pay client launching in Q3 2026.
Engineers, product leaders, and growth operators dedicated to transforming merchant commerce in Africa.

10+ years scaling fintech & payment switch architecture across West Africa. Former Senior Infra Lead at Interswitch.

Specialist in contactless NFC protocols, cryptographic card emulation, and high-throughput microservices.

Product strategist focused on MSME financial inclusion, no-code billing tools, and merchant UX.

Leads field operations and merchant enablement across Ejigbo, Ikeja, Kano, and regional distribution networks.
iTEKKU Technologies Ltd
1 Adebayo Oyelana Street, Beside Ejigbo Mini Stadium,
Ejigbo, Lekki Phase 1, Lagos State, Nigeria.
iTEKKU Inc.
1007 N Orange Street, Suite 400,
Wilmington, Delaware 19801, United States of America.

Transform financial barriers into opportunities with a single, powerful integration that understands African entrepreneurship.