Turn your phone into a
payment terminal.
Accept money via NFC tap, QR code, payment link, or card swipe — no POS machine, no hardware, no waiting. Just your phone and iTEKKUPay.

From Install To First Payment In Minutes
No bank visit. No hardware delivery. Your existing Android phone is all you need to start accepting payments today in Lagos.
Download the app
Install iTEKKUPay from Google Play. Sign up with your phone number and verify your BVN in under two minutes.
Choose your methods
Enable NFC tap, QR code, payment links, or all of them. Each works independently — turn on only what you need.
Accept payments
Tap, scan, or share a link. Each transaction confirms in seconds and lands in your iTEKKU wallet immediately.
Settle to your bank
Withdraw to any Nigerian bank account. Growth plan users receive same-day settlement automatically.
Every Payment Scenario Covered
Whether your customer is standing in front of you in Lagos, across town, or paying remotely via WhatsApp.
Customer taps their phone to yours. Done in under a second.
The customer opens their mobile banking or wallet app, holds their phone to yours, and the payment completes in under a second. No internet on customer side needed.

Why businesses choose iTEKKUPay

Fraud Protection
iTEKKUPay protects your business with real-time transaction monitoring and multi-factor authentication, reducing exposure to fraud, failed transactions, and revenue leaks.
Simple Integration
Supports no-code payment links, mobile SoftPOS, and simple REST API integrations for businesses at any stage, so you can sign up, configure, and launch in minutes.
No-code Payment Tools
Start collecting payments quickly using iTEKKUPay's no-code payment links and printable QR codes, with zero complex hardware setup required.
Faster Settlement
iTEKKUPay's same-day bank settlement gives you faster access to funds, so you can restock inventory, pay partners, and keep your business running smoothly.
Real-Time Analytics & Instant Settlements
Monitor daily payment volume, track active SoftPOS terminals, manage API keys, and perform 1-click payouts from your merchant portal.
Used Every Day By Real Nigerian Businesses
From Ejigbo market stalls in Lagos to distributors across Nigeria.
“I used to lose customers who had no cash. Now they tap their phone on mine and it's done. Never needed a POS and I never will.”
“The QR code lives on my counter. Customers scan, pay, and I get an alert instantly. Simpler than a bank app, honestly.”
“I send a payment link on WhatsApp when I deliver outside Lagos. They pay before I get back — no chasing, no excuses.”

Download the iTEKKUPay app now and discover a smarter way to pay.
Turn your existing smartphone into a full contactless payment terminal in under two minutes. No hardware purchase, no monthly POS rental fees.

Unlock your business potential
Transform financial barriers into opportunities with a single, powerful integration that understands African entrepreneurship.