Trusted by thousands of businesses across Lagos & Africa

Turn your phone into a
payment terminal.

Accept money via NFC tap, QR code, payment link, or card swipe — no POS machine, no hardware, no waiting. Just your phone and iTEKKUPay.

1,000+
MSMEs served
0.2s
Avg. tap time
99.5%
Uptime SLA
Instant
Settlement
Lagos Business Merchant using iTEKKUPay
Monthly sales
₦3,000,000
📱 iTEKKU SoftPOS
Ready
₦12,500.00
Tap card or phone on screen
Works seamlessly with cards, banking apps & mobile wallets
Visa
Mastercard
Verve
OPay
PalmPay
Visa
Mastercard
Verve
OPay
PalmPay
Visa
Mastercard
Verve
OPay
PalmPay
Visa
Mastercard
Verve
OPay
PalmPay
Simple Setup

From Install To First Payment In Minutes

No bank visit. No hardware delivery. Your existing Android phone is all you need to start accepting payments today in Lagos.

01

Download the app

Install iTEKKUPay from Google Play. Sign up with your phone number and verify your BVN in under two minutes.

Step 1 of 4Start Here
02

Choose your methods

Enable NFC tap, QR code, payment links, or all of them. Each works independently — turn on only what you need.

Step 2 of 4
03

Accept payments

Tap, scan, or share a link. Each transaction confirms in seconds and lands in your iTEKKU wallet immediately.

Step 3 of 4
04

Settle to your bank

Withdraw to any Nigerian bank account. Growth plan users receive same-day settlement automatically.

Step 4 of 4
Eight Ways To Get Paid

Every Payment Scenario Covered

Whether your customer is standing in front of you in Lagos, across town, or paying remotely via WhatsApp.

Most Used

Customer taps their phone to yours. Done in under a second.

The customer opens their mobile banking or wallet app, holds their phone to yours, and the payment completes in under a second. No internet on customer side needed.

Requires NFC on merchant's Android (Android 10+)
Works with GTBank, Zenith, OPay, PalmPay & all NFC wallets
Transaction limit up to ₦500,000 per tap
No internet required on customer device
Phone to Phone NFC
Secure, reliable, and built for Nigeria & Africa

Why businesses choose iTEKKUPay

Lagos Pharmacy Merchant using iTEKKUPay
Total Cleared Volume4,325 txns
₦13,034,293.00
PCI-DSS Level 1 & NDPR Certified

Fraud Protection

iTEKKUPay protects your business with real-time transaction monitoring and multi-factor authentication, reducing exposure to fraud, failed transactions, and revenue leaks.

Simple Integration

Supports no-code payment links, mobile SoftPOS, and simple REST API integrations for businesses at any stage, so you can sign up, configure, and launch in minutes.

No-code Payment Tools

Start collecting payments quickly using iTEKKUPay's no-code payment links and printable QR codes, with zero complex hardware setup required.

Faster Settlement

iTEKKUPay's same-day bank settlement gives you faster access to funds, so you can restock inventory, pay partners, and keep your business running smoothly.

NDPR Compliant
NDPR & PCI-DSS Audit Compliant: iTEKKUPay operates under strict Central Bank of Nigeria partner bank nodes with 256-bit SSL encryption.
Merchant Command Center

Real-Time Analytics & Instant Settlements

Monitor daily payment volume, track active SoftPOS terminals, manage API keys, and perform 1-click payouts from your merchant portal.

Merchant Portal Live Feed
Connected to node #094
Open Merchant Portal
Today's Collections
₦47,850
Live flickering feed
Transactions
24 Payments
Avg Clearance: 1.4s
SoftPOS Terminals
4 Active
Ready to Tap
Merchants Speak

Used Every Day By Real Nigerian Businesses

From Ejigbo market stalls in Lagos to distributors across Nigeria.

“I used to lose customers who had no cash. Now they tap their phone on mine and it's done. Never needed a POS and I never will.”
Mrs. Ruka
Mrs. Ruka
Fashion Retailer • Ejigbo, Lagos
“The QR code lives on my counter. Customers scan, pay, and I get an alert instantly. Simpler than a bank app, honestly.”
Mr. Adewale
Mr. Adewale
Supermarket Owner • Ibadan, Oyo State
“I send a payment link on WhatsApp when I deliver outside Lagos. They pay before I get back — no chasing, no excuses.”
Mrs. Fatima
Mrs. Fatima
Wholesale Distributor • Kano & Lagos
Download iTEKKUPay Mobile App
SoftPOS Ready
NFC Tap & QR Scan
Available on Android & iOS

Download the iTEKKUPay app now and discover a smarter way to pay.

Turn your existing smartphone into a full contactless payment terminal in under two minutes. No hardware purchase, no monthly POS rental fees.

Or visit app.itekku.com to create your merchant account instantly
Unlock your business potential

Unlock your business potential

Transform financial barriers into opportunities with a single, powerful integration that understands African entrepreneurship.